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Frequently Asked Questions about a Cheap Cash Advance

Here are the answers to the most commonly asked questions about cheap cash advances.

How do I apply for a cheap cash advance?

Applying for a cheap cash advance is as easy as clicking "continue" wherever you see it on our site. This will take you to our short, free application. You can complete the application for a cheap cash advance in only minutes, and you will know seconds later if you have been approved.

What is a cheap cash advance?

A cheap cash advance is a more economical form of a payday loan or paycheck advance. It is a small, short-term loan that helps you cover expenses that come up between paydays. Unlike other cash advances, our cheap cash advance comes with a reasonable finance charge that won't overburden you.

How much will a cheap cash advance cost?

Fees for a cheap cash advance are well below the average for the industry. Though fees may vary, they generally range between $15-$25 for every $100 you borrow.

Do I need good credit to get a cheap cash advance?

We do not perform a credit check in our approval process, so your credit history will not affect your ability to qualify for a cheap cash advance. Even people with serious credit challenges can access a cheap cash advance as long as they meet the minimum requirements.

What are your qualification standards for a cheap cash advance?

To qualify for a cheap cash advance, you'll need to be at least 18 years old, a U.S. citizen, have a current checking or savings account, have direct deposit on your paychecks, have a job or another source of regular income, and make at least $1000 per month. As long as you fulfill these requirements, you can qualify for a cheap cash advance.

How large of a cheap cash advance can I get?

The amount of your cheap cash advance will depend mainly on your monthly income. Generally speaking, we provide cash advances of up to $1500 for those who qualify. Most of our competitors limit their advances to $500, and they charge significantly higher financing fees.

When do I have to repay my cheap cash advance?

You will repay the cheap cash advance on the loan due date that is specified in the customer agreement. In this agreement, you fill find the exact finance charge (usually expressed as an APR, or annual percentage rate) and the loan's due date. Usually, we arrange it so your cheap cash advance is due when your next paycheck arrives.